Senior Financial Portfolio Analyst – Servicing at Figure | Remote Finance & FinTech Job

 

The financial services industry is increasingly relying on technology, data analytics, and blockchain infrastructure to improve lending, portfolio management, and capital markets. As financial technology companies expand their operations, experienced finance professionals with strong analytical, portfolio management, and servicing expertise are becoming increasingly valuable.

Figure is offering an opportunity for a Senior Financial Portfolio Analyst – Servicing, a role focused on analyzing loan servicing portfolios, identifying financial and operational risks, monitoring portfolio performance, and supporting strategic decision-making.

This opportunity is particularly suitable for professionals with experience in financial analysis, loan servicing, portfolio management, consumer lending, mortgage finance, or fintech.

About Figure

Figure is a financial technology company using blockchain technology and artificial intelligence to transform financial services and capital markets.

The company develops technology for lending, financing, and capital markets, with a particular focus on home equity lending. Figure has originated more than $22 billion in home equity loans through its blockchain-native platform and works with more than 170 partners. Its ecosystem also includes YLDS, a yield-bearing stablecoin structured as a tokenized money market fund.

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Figure's combination of financial services, blockchain infrastructure, and data-driven technology makes it an interesting destination for professionals looking to build careers at the intersection of finance and technology.

About the Senior Financial Portfolio Analyst Role

The Senior Financial Portfolio Analyst – Servicing position focuses on the analysis and management of financial portfolios after loans have been originated.

The successful candidate will use financial data, portfolio performance information, economic indicators, and customer behavior to identify trends and risks.

The role requires someone who can transform complex financial information into clear recommendations that help senior leaders make better decisions.

This position is particularly relevant to professionals who understand consumer lending and can work confidently with large datasets and financial performance metrics.

Key Responsibilities

Analyze Servicing Portfolio Performance

A major responsibility will be monitoring the performance of existing loan servicing portfolios.

The analyst will examine portfolio data to identify:

• Performance trends
• Delinquency patterns
• Default risks
• Customer behavior
• Portfolio deterioration
• Recovery performance

The objective is to identify potential problems early and provide management with actionable insights.

Conduct Financial and Risk Analysis

The role requires detailed analysis of portfolio risks and the factors that influence them.

The analyst may examine relationships between different risk variables and assess how changes in economic conditions or borrower behavior could affect portfolio performance.

Strong financial modeling and analytical thinking will therefore be important.

Develop Performance Monitoring Systems

The successful candidate will help establish systems for monitoring portfolio performance.

This includes developing appropriate key performance indicators (KPIs) and monitoring whether existing default-management strategies are achieving their intended results.

Data-driven adjustments may be recommended when portfolio performance indicates that a strategy needs improvement.

Analyze Default Trends

Another important responsibility is analyzing loan defaults and delinquency behavior.

The analyst will study:

• Default trends
• Customer payment behavior
• Economic conditions
• Recovery patterns
• Loss mitigation performance

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These insights can help the company improve its servicing and default-management strategies.

Prepare Reports and Presentations

The analyst will prepare comprehensive reports and presentations for internal stakeholders.

These reports should clearly communicate:

• Portfolio performance
• Emerging risks
• Key trends
• Financial results
• Recommended actions

The ability to explain complex financial analysis in simple business language will be highly valuable.

Reconcile Portfolio and Financial Data

Accuracy is particularly important in financial portfolio management.

The position involves reconciling servicing portfolio information, reviewing accounting and invoice data, identifying discrepancies, and using multiple data sources to investigate and resolve inconsistencies.

Candidates should therefore have strong attention to detail and a disciplined approach to financial data.

Research Market and Industry Trends

The analyst will also conduct research into:

• Lending-market conditions
• Consumer behavior
• Industry trends
• Regulatory developments
• Financial-services best practices

Keeping up with market developments will help the company anticipate potential risks and identify opportunities to improve portfolio performance.

Required Qualifications

Candidates for this type of role should have a strong background in finance, economics, accounting, statistics, business administration, or a related discipline.

A bachelor's degree in one of these fields is generally preferred.

The position is particularly suited to professionals with at least three years of experience in portfolio analysis, financial analysis, or a related analytical role, especially within consumer finance, mortgage lending, or HELOC businesses.

Candidates should also demonstrate:

• Exceptional analytical skills
• Strong financial problem-solving ability
• Excellent attention to detail
• Strong written and verbal communication
• Stakeholder-management skills
• Ability to work with complex financial information
• Strong Excel and data-analysis skills
• SQL experience or similar analytical tools

Experience with loan-management systems is also valuable.

Technical Skills

Modern financial portfolio analysis increasingly depends on technology.

Candidates should be comfortable working with tools such as:

• Microsoft Excel
• SQL
• Financial databases
• Loan-management systems
• Business intelligence platforms
• Data visualization tools

Experience with Tableau is considered helpful for Figure's related portfolio-analysis roles.

Professionals who can combine traditional financial analysis with modern data skills may have a significant advantage in fintech.

Salary and Benefits

Figure's related Servicing Portfolio Analyst listing has advertised a U.S. compensation range of approximately $70,000–$82,000 per year, plus a 25% quarterly bonus target and equity stock options.

Benefits associated with Figure roles include:

• Medical insurance
• Dental insurance
• Vision insurance
• Health Savings Account (HSA)
• Flexible Spending Account (FSA)
• 401(k)
• Employer-funded life and disability insurance
• Paid time off
• Observed holidays
• Paid family leave
• Continuing education reimbursement

Candidates should verify the exact compensation and benefits for the Senior Financial Portfolio Analyst – Servicing position before applying, as compensation may vary by role, experience, location, and business requirements.

Who Should Apply?

This opportunity may be particularly suitable for professionals currently working as:

• Financial Analysts
• Portfolio Analysts
• Senior Financial Analysts
• Loan Servicing Analysts
• Credit Analysts
• Risk Analysts
• Portfolio Managers
• Consumer Finance Analysts
• Mortgage Analysts
• FinTech Analysts

Candidates with experience in consumer lending, mortgage servicing, HELOC portfolios, credit risk, or financial data analysis should pay particular attention to this opportunity.

How to Strengthen Your Application

Applicants should tailor their resumes to emphasize analytical and financial achievements.

Instead of simply stating that you "analyzed portfolios," explain the impact of your work.

For example, highlight:

• Portfolio size managed or analyzed
• Risk reductions achieved
• Default trends identified
• Financial models developed
• Reporting processes improved
• Cost savings generated
• Data discrepancies resolved
• KPIs developed or monitored

Experience with SQL, Excel, Tableau, loan-management systems, or other financial analytics tools should also be clearly listed.

Career Growth Opportunities

A Senior Financial Portfolio Analyst role can provide a strong foundation for advancement into senior positions such as:

• Senior Portfolio Manager
• Portfolio Management Manager
• Financial Planning & Analysis Manager
• Credit Risk Manager
• Servicing Portfolio Manager
• Director of Portfolio Management
• Director of Finance
• Head of Servicing Analytics

The combination of financial analysis, consumer lending, data, and fintech experience can be especially valuable as financial institutions continue adopting technology-driven lending and capital-market solutions.

Why Consider a Career at Figure?

Figure offers professionals an opportunity to work at the intersection of finance, technology, artificial intelligence, and blockchain.

The company's work demonstrates how blockchain can be applied to practical financial products rather than being limited to cryptocurrency applications.

For finance professionals, this creates an opportunity to develop expertise in traditional lending while gaining exposure to emerging financial technologies.

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Master in-demand skills with expert-led courses on Programming, AI, Data Science, Business, Finance, Marketing, Design and thousands more.

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✔ Learn at your own pace  |  ✔ Lifetime access  |  ✔ Certificates of completion

How to Apply

Interested candidates can apply through the job listing on Web3.Career.

Application Link:

Before applying, review the latest job requirements and ensure that your resume demonstrates relevant experience in financial analysis, portfolio management, consumer lending, loan servicing, risk analysis, and data analytics.

Final Thoughts

The Senior Financial Portfolio Analyst – Servicing at Figure represents an interesting opportunity for finance professionals who want to combine traditional financial analysis with modern financial technology.

The role involves portfolio performance analysis, risk monitoring, financial reporting, servicing analytics, and strategic decision-making. Candidates with strong analytical skills and experience in consumer lending or financial services may find this position particularly attractive.

As fintech companies continue using blockchain, artificial intelligence, and advanced analytics to transform lending and capital markets, professionals who understand both finance and technology will remain in strong demand.